Rebuild Forward is reader-supported. We believe in being upfront about how this site makes money, so here’s the plain version.
What this means
Some of the links on this site — including links to credit monitoring services, debt consolidation or debt relief companies, and budgeting apps — are affiliate links. If you click one of these links and sign up for, purchase, or use the service, we may earn a commission. This comes at no extra cost to you; you won’t pay more by using our link than you would going directly to the company.
Why we include affiliate links
Affiliate commissions, along with display advertising, help support the cost of running Rebuild Forward and keep the site free for readers. Without this kind of support, we couldn’t keep researching and publishing content.
What affiliate links don’t change
- We don’t accept payment in exchange for a positive review or a higher ranking
- Whether a company pays us a commission doesn’t determine whether we mention it or how we describe it
- We aim to point out real limitations and downsides of products and services, not just the upsides
We do not claim to have personally tested every product or service we mention unless we specifically say so. Where we haven’t tested something ourselves, our coverage is based on publicly available information such as terms, fees, features, and eligibility requirements — see our how we review page for more on this.
Our commitment
You’re dealing with real financial stakes, and we take that seriously. Our goal is to give you information that actually helps you make a decision, whether or not you ever click a link on this site. If something isn’t a good fit for a reader in a tough spot, we’d rather say so than push a signup.
This disclosure is provided in the spirit of the FTC’s guidance on endorsements and affiliate marketing. Questions? Reach out via our contact page.